Turn Your Dream
of Owning a
Home into Reality
Trusted Home Loan Advisory in Narasaraopet for 20+ Years — Fast Processing, Transparent Guidance, and End-to-End Support.
Why Choose Charishma Consultancy?
Your trusted partner for hassle-free home loans with personalized service and expert guidance
Personalized Eligibility Check
Get accurate loan eligibility assessment based on your financial profile
Multiple Bank Partnerships
Access to 35+ leading banks and NBFCs for best loan options
Transparent Rate Comparisons
Compare interest rates and terms across multiple lenders
Fast Documentation Support
Expert guidance for quick and accurate document preparation
Step-by-Step Guidance
Complete handholding from application to loan disbursal
20+ Years of Local Trust
Established reputation and trusted by 5000+ families in Narasaraopet
Comprehensive Home Loan Services
Whatever your home financing needs, we have the right solution for you
New Home Purchase
Financing for ready-to-move-in residential properties.
Construction Loans
Step-by-step funding for building your dream home.
Plot + Construction
Combined financing for land purchase and construction.
Home Renovation
Loans for home improvement and renovation projects.
Take Over Loans
Additional funding on your existing home loan.
Flat Purchase Loans
Easy financing to own your perfect urban home.
Simple 6 -Step Loan Process
Our streamlined process ensures quick and hassle-free loan approval
Step 01
Free Eligibility Check
Complete assessment of your loan eligibility and borrowing capacity
Step 02
Personalized Loan Match
Find the best loan options tailored to your specific requirements
Step 03
Document Preparation
Expert assistance in preparing and organizing all required documents
Step 04
Bank Coordination
We handle all communications and follow-ups with the bank
Step 05
Approval & Disbursal
Track your application until successful loan approval and disbursal
Step 06
Post-loan Support
Continued support for any queries or assistance after loan disbursal
Eligibility & Document Requirements
Check if you qualify and know what documents you’ll need
- Salaried individuals (21 – 65 years)
- Self-employed professionals/businessmen
- Retired individuals with pension
- NRIs with Indian income proof
- Co-applicants can be spouse, parents, or children
- Minimum monthly income: ₹25,000 (Salaried)
- Minimum annual income: ₹3,00,000 (Self-employed)
- CIBIL Score: 750+ (Preferred), 650+ (Acceptable)
- Debt-to-Income ratio should be less than 50%
- Stable employment history of 2+ years
- Salary slips (last 3 months)
- Bank statements (last 6 months)
- Form 16 or ITR (last 2 years)
- Employment certificate
- Property documents
- Identity and address proof
- ITR with computation (last 3 years)
- Audited P&L and Balance Sheet
- Bank statements (last 12 months)
- Business proof and license
- Property documents
- GST returns (if applicable)
What Our Clients Say
Real stories from satisfied homeowners who trusted us with their loan journey
Attractive Interest Rates
Get the best rates in the market with our expert negotiation
Starting from 8.35%*
Competitive interest rates
Upto 90% LTV
Maximun Loan Amount
Fixed & Floating
Choosing your rate type
*Interest rates depend on applicant profile, loan amount, and bank policy. Rates are subject to change as per RBI guidelines.
Ready to Own Your Home?
Get expert help in finding the right home loan today. Our team is ready to guide you through every step.
Call Now
+91 9854142142
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Why Contact Us?
- Free consultation and eligibility check
- Compare rates from 15+ banks instantly
- Expert guidance on documentation
- End-to-end loan processing support
Visit Our Office
Located in the heart of Narasaraopet
Address
Charishma Consultancy Services
Main Road, Narasaraopet
Andhra Pradesh 522601
Phone
+91 9351142142
+91 9854142142
service@charishmaconsultancy.com
Business Hours
Mon - Sat: 9:00 AM - 8:00 PM
Sunday: Leave
Charishma Consultancy Services
Your Trusted Partner for Home Loans in Narasaraopet
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